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Refinance Your Current Mortgage

Mortgage interest rates are still at 30 year lows! It's still not to late to discover how refinancing can benefit you, whether you are looking to lower your current interest rate, consolidate debt, receive cash or just looking to combine your first and second mortgage.

iNeedALender is your resource for refinancing your home. Simply click here to get started. Once we receive you request, you will receive offers from America's top lenders. Simply choose the best offer and close your loan, It's that simple. Start Today and see the benefits of a refinance.


Why Should I Refinance?

Reducing your mortgage term can save a considerable amount of money in interest payments. Even shortening a thirty-year mortgage by five years can save a very large amount of money. In general, shorter-term mortgages also have lower mortgage interest rates than the thirty-year fixed. The chart below shows the amount of interest savings compared to a thirty-year mortgage loan. For comparative figures the interest rate is calculated at the same rate as the thirty-year loan.



In the above chart, by reducing a thirty year mortgage to a twenty-five year mortgage a consumerís monthly mortgage payment would only be $43.14 higher but would save $24,982.34 in interest payments.




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